Prepared by Coverage IQ · June 23, 2026
Overall Protection Score™
2
Critical Gaps
2
Moderate Gaps
Coverage by Category
Home Coverage Breakdown
Click any item for details
Next Steps
Schedule your auditor review to go over these results in detail.
Schedule NowAddress your 2 critical gaps first — liability and business interruption.
Increasing your Protection Score™ from 62 to 80+ is achievable with targeted adjustments.
Identified Coverage Gaps
4 items require attentionYour current liability limit is $100,000. A single lawsuit from an injury on your property could exceed this amount. Recommended: $300,000–$500,000.
If your business is forced to close due to a covered event, you have no income replacement. This is one of the most common causes of permanent business closure after a loss.
Your personal property limit may be $40,000–$60,000 below the estimated replacement value of your belongings.
Your coverage is approximately 3x annual income. Most advisors recommend 10–12x to adequately protect your dependents.
Your auditor has reviewed these results and is ready to walk you through every finding, answer your questions, and identify the most cost-effective path to better protection.
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