Coverage IQ

Your Insurance Audit™ Results

Prepared by Coverage IQ · June 23, 2026

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Overall Protection Score™

0out of 100Moderate Risk

2

Critical Gaps

2

Moderate Gaps

Coverage by Category

Home Coverage Breakdown

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Next Steps

Schedule your auditor review to go over these results in detail.

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Address your 2 critical gaps first — liability and business interruption.

Increasing your Protection Score™ from 62 to 80+ is achievable with targeted adjustments.

Identified Coverage Gaps

4 items require attention
Critical
Home

Liability Coverage Gap

Your current liability limit is $100,000. A single lawsuit from an injury on your property could exceed this amount. Recommended: $300,000–$500,000.

Increase liability limit
Critical
Business

No Business Interruption Coverage

If your business is forced to close due to a covered event, you have no income replacement. This is one of the most common causes of permanent business closure after a loss.

Add business interruption coverage
Moderate
Home

Personal Property Underinsured

Your personal property limit may be $40,000–$60,000 below the estimated replacement value of your belongings.

Conduct a home inventory
Moderate
Life

Life Coverage Below Recommended

Your coverage is approximately 3x annual income. Most advisors recommend 10–12x to adequately protect your dependents.

Review life coverage options

Ready to Close Your Gaps?

Your auditor has reviewed these results and is ready to walk you through every finding, answer your questions, and identify the most cost-effective path to better protection.

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