Insurance Should Work
When You Need It Most
Coverage IQ was built on a simple belief: every policyholder deserves to know exactly what they are — and are not — covered for, before a claim reveals the truth.
We Are Not an Insurance Company
Coverage IQ is an independent insurance education platform. We do not sell policies, earn carrier commissions, or benefit from the coverage you choose. That independence is the foundation of everything we do.
Our auditors review your existing policies against your actual risk profile — your home, your vehicles, your business, your family — and deliver a clear, unbiased picture of where you stand.
12,000+
Audits completed
$2.1B
Coverage reviewed
94%
Found a critical gap
4.9 / 5
Auditor rating
What We Stand For
Our Values
Radical Transparency
We tell you exactly what your policy covers — and what it does not. No spin, no carrier bias, no upsell. Just an honest read of your actual coverage.
Protection First
Every recommendation we make is grounded in one question: does this actually protect you? We measure success by gaps closed, not policies sold.
People Over Policies
Insurance is a financial safety net for real people in real crises. We treat every audit with the seriousness that deserves — because the stakes are high.
The People Behind the Audit
Meet the Team
Brandon L.
Founder & CEO
Licensed Insurance Professional · 12+ Years
After more than a decade working directly with policyholders, Brandon kept seeing the same painful pattern: people finding out their coverage fell short only after a loss had already happened. He built Coverage IQ so that conversation happens before the claim — not because of one.
Jaedyn M.
Head of Audits
Licensed P&C Specialist
Jaedyn knows insurance policies the way most people know their own handwriting — every clause, every exclusion, every place a gap can hide. He co-designed the proprietary audit system at the core of Coverage IQ and personally trains every auditor on how to find issues and explain them clearly to clients.
Ready to Know Where You Stand?
Start Your Free
Insurance Audit
Takes about 2 minutes. No paperwork. No obligation. Just a clear, honest picture of your coverage.
Import My Insurance